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Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
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Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 107,101 7,101 7.08
HDFC Dynamic Debt Gr 100000 106,629 6,629 6.61
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 7,101 Not Applicable Not Applicable 2,130 4,970
HDFC Dynamic Debt Gr 6,629 Short Term Not Applicable 1,989 4,640

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Data as on - 06-05-2024
Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 7.39 7.69 5.68 7.18 - 6.68
DSP Strategic Bond Reg Gr 09-05-2007 1.25 7.12 6.87 5.08 7.11 7.61 6.8
ICICI Pru All Seasons Bond Gr 01-05-2009 1.31 7.04 7.8 5.84 7.64 8.79 8.37
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 6.83 6.84 5.94 6.45 7.29 6.69
Kotak Dynamic Bond Reg Gr 26-05-2008 1.31 6.74 6.59 5.06 6.92 7.84 7.95
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.64 6.7 7.03 4.5 6.93 7.74 7.63
HDFC Dynamic Debt Gr 28-04-1997 0.85 6.59 6.42 6.18 6.69 6.92 8.08
UTI Dynamic Bond Reg Gr 23-06-2010 1.56 6.53 6.06 10.01 7.04 7.23 7.75
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 6.47 6.24 4.6 6.17 7.45 5.73
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 6.47 5.83 - - - 5.02
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 6.41 8.16 6.23 5.75 6.87 7.55
SBI Dynamic Bond Reg Gr 10-02-2004 1.45 6.37 7.49 5.35 7.26 7.88 5.99
PGIM India Dynamic Bond Gr 12-01-2012 1.64 6.25 5.97 4.45 6.15 7.54 7.34
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.71 6.19 7.5 4.91 6.48 7.26 6.41
Axis Dynamic Bond Reg Gr 01-04-2011 0.57 6.11 7.3 4.84 7.19 7.8 7.85
Baroda BNP Paribas Dynamic Bond Fund Gr 01-01-2013 1.69 6.03 7.07 4.78 5.81 6.94 7.17
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 5.86 6.19 3.75 4.53 - 4.72
JM Dynamic Debt Reg Gr 25-06-2003 0.98 5.66 6.07 4.89 5.35 6.7 6.55
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.09 5.61 6.18 3.75 6.08 - 5.62
Union Dynamic Bond Gr 13-02-2012 1.52 5.55 6.11 3.85 6.03 6.42 6.34
Groww Dynamic Bond Reg Gr 30-11-2018 1.45 5.28 5.56 4.33 5.53 - 5.73
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 5.26 6.09 4.13 5.69 6.87 6.88