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Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 105,198 5,198 5.2
HDFC Dynamic Debt Fund - Growth Option 100000 109,123 9,123 9.12
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 5,198 Not Applicable Not Applicable 1,560 3,639
HDFC Dynamic Debt Fund - Growth Option 9,123 Short Term Not Applicable 2,737 6,386

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 05-08-2021
Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 0.06 9.21 2.9 4.81 6.23 7.65 8.41
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.77 9.12 9.11 7.2 5.96 7.94 8.5
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 6.72 7.32 7.33 6.95 - 7.04
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.65 5.78 3.45 5.27 4.65 7.61 7.76
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.65 5.77 3.44 5.27 4.65 7.61 7.48
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.51 5.69 6.26 4.07 4.86 - 7.05
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.45 5.33 8.76 9.19 8.36 10.02 8.91
IDBI Dynamic Bond Fund Growth 21-02-2012 1.22 4.68 6.77 7.02 5.2 - 6.13
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 0.74 4.59 5.86 - - - 7.18
Tata Dynamic Bond Fund- Regular Plan - Growth Option 03-09-2003 0.78 4.28 6.56 7.34 6.44 8.09 6.86
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.72 4.27 6.74 8.4 - - 7.11
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.26 4.15 7.54 9.37 8.33 9.0 8.55
Mahindra Manulife Dynamic Bond Yojana - Regular Plan - Growth 01-08-2018 1.61 3.53 4.94 - - - 5.53
JM Dynamic Debt Fund (Regular) - Growth Option 25-06-2003 0.66 3.44 5.54 6.1 6.68 7.58 6.78
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.67 3.32 8.33 9.59 7.93 8.55 8.61
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.73 3.11 6.23 8.43 7.63 - 8.13
Edelweiss Money Market Fund - Regular Plan - Growth Option 27-06-2008 0.97 2.96 4.96 8.34 6.61 7.29 6.56
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.05 2.43 8.53 9.43 7.16 8.52 7.07
IDFC Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.61 2.42 7.54 9.72 7.98 8.99 8.3
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.64 2.39 6.63 9.1 7.79 8.63 6.04
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.43 2.38 6.21 8.62 - - 6.73
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.62 2.31 6.26 8.05 6.95 8.41 5.92
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.66 2.3 5.67 7.19 6.63 8.07 7.72
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.5 2.17 6.46 8.13 6.15 - 7.03
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.71 2.1 6.06 7.93 6.54 8.27 6.6
HSBC Flexi Debt Fund-Growth 05-10-2007 1.73 2.04 5.23 7.72 6.02 7.54 7.85
BNP Paribas Flexi Debt Fund Monthly Income Distribution cum Capital Withdrawal Option 09-08-2004 1.84 1.9 4.62 5.39 4.59 - 7.88
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.74 1.79 4.97 7.46 5.75 7.26 7.54
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 1.65 5.23 7.13 6.41 8.08 7.47
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 1.84 1.56 5.11 6.59 6.05 - 7.77
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.59 1.56 3.42 1.71 3.7 6.92 7.02
ITI Dynamic Bond Fund - Regular Plan - Growth Option 15-07-2021 0.0 - - - - - 0.24