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Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 104,991 4,991 4.99
HDFC Dynamic Debt Fund - Growth Option 100000 108,462 8,462 8.46
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 4,991 Not Applicable Not Applicable 1,497 3,494
HDFC Dynamic Debt Fund - Growth Option 8,462 Short Term Not Applicable 2,538 5,923

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 29-11-2021
Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 0.06 15.79 5.93 6.69 7.05 8.25 8.64
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.59 11.17 8.34 4.61 4.1 7.78 7.72
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.77 8.42 8.38 6.99 4.87 8.04 8.44
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.56 6.07 6.69 3.55 3.96 - 7.01
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 5.73 6.97 7.37 6.63 - 6.99
IDBI Dynamic Bond Fund Growth 21-02-2012 1.2 5.61 7.6 7.23 4.51 - 6.24
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.65 5.39 7.09 4.97 3.56 7.54 7.72
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.65 5.38 7.08 4.96 3.56 7.54 7.43
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.4 4.76 8.41 9.21 7.22 9.92 8.84
Tata Dynamic Bond Fund- Regular Plan - Growth Option 03-09-2003 0.73 4.15 6.34 7.05 5.34 7.97 6.81
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.66 3.98 8.11 9.48 6.94 8.72 8.57
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.72 3.86 6.73 8.25 - - 7.01
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.25 3.76 7.46 9.27 7.48 8.94 8.52
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 0.74 3.67 5.44 - - - 6.91
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.69 3.56 6.96 8.14 5.66 8.46 6.65
JM Dynamic Debt Fund (Regular) - Growth Option 25-06-2003 0.99 2.97 5.32 5.71 6.4 7.43 6.73
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.17 2.97 7.49 8.92 6.18 8.46 7.05
Mahindra Manulife Dynamic Bond Yojana - Regular Plan - Growth 01-08-2018 1.62 2.9 4.25 5.52 - - 5.32
Edelweiss Money Market Fund - Regular Plan - Growth Option 27-06-2008 0.98 2.83 4.46 7.74 5.88 7.18 6.47
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.8 2.72 5.79 7.98 6.38 - 8.0
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.66 2.65 5.91 7.12 5.57 8.23 7.68
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.5 2.63 6.46 8.15 5.27 - 7.0
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 10-03-2017 1.44 2.6 6.28 8.29 - - 6.51
IDFC Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.6 2.43 7.41 9.07 6.71 8.82 8.2
HSBC Flexi Debt Fund-Growth 05-10-2007 1.73 2.38 5.23 7.33 5.03 7.45 7.79
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.74 2.13 4.98 7.07 4.77 7.18 7.48
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.65 2.06 6.32 8.69 6.48 8.46 6.0
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 1.85 1.86 5.34 6.49 4.99 - 7.69
BNP Paribas Flexi Debt Fund Monthly Income Distribution cum Capital Withdrawal Option 09-08-2004 1.85 1.82 5.1 5.37 3.94 - 7.8
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.62 1.72 5.8 7.61 5.69 8.48 5.87
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 1.45 5.28 6.69 5.13 7.91 7.36
ITI Dynamic Bond Fund - Regular Plan - Growth Option 15-07-2021 1.21 - - - - - 1.87