Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106,416 6,416 6.4
HDFC Dynamic Debt Fund - Growth Option 100000 108,373 8,373 8.35
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6,416 Not Applicable Not Applicable 1,925 4,491
HDFC Dynamic Debt Fund - Growth Option 8,373 Short Term Not Applicable 2,512 5,861

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Submit
Data as on - 22-01-2021
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 1.67 12.39 11.89 10.06 9.19 9.52 8.6
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.19 12.2 11.4 9.63 8.58 8.95 7.3
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.67 11.49 11.5 9.63 9.09 - 8.92
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.59 11.37 10.85 9.26 9.94 10.29 9.11
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.67 11.36 9.99 8.1 8.15 8.77 6.8
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.16 11.11 11.18 9.86 9.61 9.41 8.83
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.51 10.3 3.19 4.38 6.14 - 7.38
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.51 10.15 10.36 8.15 7.42 - 7.38
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.62 9.85 9.98 8.59 8.56 8.83 6.12
IDBI Dynamic Bond Fund Growth 21-02-2012 1.54 9.68 7.65 6.73 6.07 - 6.29
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.65 9.65 11.56 9.25 9.24 9.15 6.18
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 01-03-2017 1.45 9.56 10.28 8.43 - - 7.28
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.66 9.38 9.15 7.8 8.24 8.45 8.05
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 1.75 9.2 9.17 7.6 8.1 8.54 7.8
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.73 9.04 10.25 8.2 - - 7.7
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.66 9.01 4.42 4.89 6.0 7.84 7.83
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.66 9.0 4.41 4.88 5.99 7.84 7.57
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 1.65 8.93 8.6 7.25 7.7 - 8.31
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 1.42 8.62 7.89 6.86 7.15 8.2 6.91
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 1.65 8.51 7.27 5.99 5.9 - 8.43
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.86 8.48 7.21 5.39 6.62 7.71 8.41
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.8 8.4 9.71 8.81 8.87 - 8.48
HSBC Flexi Debt Fund-Growth 05-10-2007 1.73 8.38 9.32 7.83 7.29 8.03 8.14
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.74 8.12 9.05 7.57 7.02 7.74 7.83
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.59 7.51 1.94 2.26 4.93 7.31 7.29
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 1.07 7.41 7.57 6.83 7.09 - 7.02
JM Dynamic Debt Fund - Regular Plan - Growth Option 25-06-2003 0.66 6.99 6.49 6.8 7.24 7.82 6.88
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 0.74 6.6 8.06 - - - 7.97
Edelweiss Money Market Fund - Regular Plan - Growth Option 27-06-2008 0.99 6.26 9.47 8.48 7.37 7.44 6.71
Quant Dynamic Bond-Growth 22-05-1998 0.21 4.67 5.36 4.89 5.29 7.84 8.56
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 0.86 2.67 2.3 4.34 6.3 7.65 8.39