Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 105,823 | 5,823 | 5.82 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 107,255 | 7,255 | 7.25 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 5,823 | Not Applicable | Not Applicable | 1,747 | 4,076 |
| HDFC Dynamic Debt Fund - Growth Option | 7,255 | Short Term | Not Applicable | 2,176 | 5,078 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
Data as on - 16-04-2021
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| Axis Dynamic Bond Fund - Regular Plan - Growth Option | 01-04-2011 | 0.67 | 10.13 | 10.58 | 9.36 | 8.44 | - | 8.73 |
| ICICI Prudential All Seasons Bond Fund - Growth | 01-05-2009 | 1.5 | 10.01 | 10.18 | 8.87 | 9.09 | 10.13 | 8.99 |
| Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan | 27-09-2004 | 1.42 | 9.45 | 4.84 | 4.89 | 5.35 | 7.73 | 7.78 |
| Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth | 30-03-2009 | 1.42 | 9.44 | 4.83 | 4.88 | 5.35 | 7.72 | 7.51 |
| Kotak Dynamic Bond Fund Regular Plan Growth | 26-05-2008 | 1.21 | 9.18 | 9.52 | 9.15 | 8.84 | 9.12 | 8.62 |
| IDBI Dynamic Bond Fund Growth | 21-02-2012 | 1.24 | 8.56 | 6.61 | 6.47 | 5.65 | - | 6.13 |
| IDFC Dynamic Bond Fund - Regular Plan B - Growth | 01-12-2008 | 1.58 | 7.58 | 10.3 | 9.3 | 8.51 | 9.16 | 8.35 |
| Nippon India Dynamic Bond Fund-Growth Plan-Growth Option | 05-11-2004 | 0.71 | 7.55 | 8.81 | 7.66 | 7.39 | 8.48 | 6.69 |
| PGIM India Dynamic Bond Fund - Growth Option | 12-01-2012 | 1.73 | 7.31 | 8.51 | 8.24 | 8.17 | - | 8.26 |
| DSP Strategic Bond Fund - Regular Plan - Growth | 09-05-2007 | 1.17 | 7.26 | 9.65 | 8.98 | 7.85 | 8.66 | 7.12 |
| HDFC Dynamic Debt Fund - Growth Option | 28-04-1997 | 1.79 | 7.25 | 6.74 | 4.83 | 5.66 | 7.42 | 8.31 |
| SBI Dynamic Bond Fund - Regular Plan - Growth | 10-02-2004 | 1.64 | 7.22 | 10.22 | 8.99 | 8.7 | 8.91 | 6.1 |
| Baroda Dynamic Bond Fund - Plan A - Growth Option | 30-06-2012 | 1.52 | 7.15 | 2.79 | 3.56 | 5.35 | - | 7.1 |
| Union Dynamic Bond Fund - Growth Option | 13-02-2012 | 1.49 | 7.12 | 9.08 | 7.72 | 6.71 | - | 7.11 |
| Franklin India Dynamic Accrual Fund-Growth | 05-03-1997 | 0.86 | 7.07 | 3.47 | 5.02 | 6.8 | 7.82 | 8.48 |
| Tata Dynamic Bond Fund Regular Plan - Growth | 03-09-2003 | 0.74 | 7.06 | 7.23 | 6.84 | 6.81 | 8.07 | 6.85 |
| JM Dynamic Debt Fund (Regular) - Growth Option | 25-06-2003 | 0.66 | 6.76 | 5.83 | 6.34 | 6.92 | 7.69 | 6.81 |
| UTI Dynamic Bond Fund - Regular Plan - Growth Option | 23-06-2010 | 1.59 | 6.64 | 1.08 | 1.54 | 4.48 | 7.13 | 7.12 |
| L&T Flexi Bond Fund - Regular Plan - Growth | 24-08-2006 | 1.62 | 6.62 | 8.21 | 7.7 | 7.63 | 8.54 | 5.94 |
| CANARA ROBECO DYNAMIC BOND FUND - REGULAR PLAN - GROWTH OPTION | 29-05-2009 | 1.75 | 6.5 | 7.95 | 7.08 | 7.17 | 8.28 | 7.59 |
| IIFL Dynamic Bond Fund - Regular Plan - Growth Option | 24-06-2013 | 1.07 | 6.43 | 6.8 | 6.53 | 6.76 | - | 6.91 |
| Quantum Dynamic Bond Fund - Regular Plan Growth Option | 01-04-2017 | 0.72 | 6.41 | 9.17 | 8.15 | - | - | 7.33 |
| Indiabulls Dynamic Bond Fund - Regular Plan - Growth option | 30-11-2018 | 0.74 | 6.17 | 7.1 | - | - | - | 7.39 |
| Mirae Asset Dynamic Bond Fund-Regular Plan Growth | 05-03-2017 | 1.44 | 6.08 | 9.37 | 8.27 | - | - | 6.91 |
| BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option | 06-02-2009 | 1.66 | 5.78 | 7.58 | 7.18 | 7.43 | 8.19 | 7.84 |
| HSBC Flexi Debt Fund-Growth | 05-10-2007 | 1.74 | 5.67 | 7.84 | 7.34 | 6.62 | 7.72 | 7.93 |
| BNP Paribas Flexi Debt Fund Monthly Income Distribution cum Capital Withdrawal Option | 09-08-2004 | 1.84 | 5.52 | 5.96 | 5.35 | 5.14 | - | 8.09 |
| HSBC Flexi Debt Fund-Reg.Growth | 05-10-2007 | 1.74 | 5.41 | 7.57 | 7.08 | 6.35 | 7.43 | 7.62 |
| BNP Paribas Flexi Debt Fund Growth Option | 23-09-2004 | 1.84 | 5.15 | 7.02 | 6.6 | 6.87 | - | 7.97 |
| Edelweiss Money Market Fund - Regular Plan - Growth Option | 27-06-2008 | 0.98 | 3.84 | 7.86 | 8.34 | 7.01 | 7.35 | 6.64 |