Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106,416 | 6,416 | 6.4 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 108,373 | 8,373 | 8.35 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6,416 | Not Applicable | Not Applicable | 1,925 | 4,491 |
| HDFC Dynamic Debt Fund - Growth Option | 8,373 | Short Term | Not Applicable | 2,512 | 5,861 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
Data as on - 22-01-2021
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| IDFC Dynamic Bond Fund -Regular Plan-GROWTH | 01-12-2008 | 1.67 | 12.39 | 11.89 | 10.06 | 9.19 | 9.52 | 8.6 |
| DSP Strategic Bond Fund - Regular Plan - Growth | 09-05-2007 | 1.19 | 12.2 | 11.4 | 9.63 | 8.58 | 8.95 | 7.3 |
| Axis Dynamic Bond Fund - Regular Plan - Growth Option | 01-04-2011 | 0.67 | 11.49 | 11.5 | 9.63 | 9.09 | - | 8.92 |
| ICICI Prudential All Seasons Bond Fund - Growth | 01-05-2009 | 1.59 | 11.37 | 10.85 | 9.26 | 9.94 | 10.29 | 9.11 |
| Nippon India Dynamic Bond Fund-Growth Plan-Growth Option | 05-11-2004 | 0.67 | 11.36 | 9.99 | 8.1 | 8.15 | 8.77 | 6.8 |
| Kotak Dynamic Bond Fund Regular Plan Growth | 26-05-2008 | 1.16 | 11.11 | 11.18 | 9.86 | 9.61 | 9.41 | 8.83 |
| Baroda Dynamic Bond Fund - Plan A - Growth Option | 30-06-2012 | 1.51 | 10.3 | 3.19 | 4.38 | 6.14 | - | 7.38 |
| Union Dynamic Bond Fund - Growth Option | 13-02-2012 | 1.51 | 10.15 | 10.36 | 8.15 | 7.42 | - | 7.38 |
| L&T Flexi Bond Fund - Regular Plan - Growth | 24-08-2006 | 1.62 | 9.85 | 9.98 | 8.59 | 8.56 | 8.83 | 6.12 |
| IDBI Dynamic Bond Fund Growth | 21-02-2012 | 1.54 | 9.68 | 7.65 | 6.73 | 6.07 | - | 6.29 |
| SBI Dynamic Bond Fund - Regular Plan - Growth | 10-02-2004 | 1.65 | 9.65 | 11.56 | 9.25 | 9.24 | 9.15 | 6.18 |
| Mirae Asset Dynamic Bond Fund-Regular Plan Growth | 01-03-2017 | 1.45 | 9.56 | 10.28 | 8.43 | - | - | 7.28 |
| BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option | 06-02-2009 | 1.66 | 9.38 | 9.15 | 7.8 | 8.24 | 8.45 | 8.05 |
| Canara Robeco Dynamic Bond Fund - Regular Plan - Growth | 29-05-2009 | 1.75 | 9.2 | 9.17 | 7.6 | 8.1 | 8.54 | 7.8 |
| Quantum Dynamic Bond Fund - Regular Plan Growth Option | 01-04-2017 | 0.73 | 9.04 | 10.25 | 8.2 | - | - | 7.7 |
| Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan | 27-09-2004 | 1.66 | 9.01 | 4.42 | 4.89 | 6.0 | 7.84 | 7.83 |
| Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth | 30-03-2009 | 1.66 | 9.0 | 4.41 | 4.88 | 5.99 | 7.84 | 7.57 |
| BNP Paribas Flexi Debt Fund Growth Option | 23-09-2004 | 1.65 | 8.93 | 8.6 | 7.25 | 7.7 | - | 8.31 |
| Tata Dynamic Bond Fund Regular Plan - Growth | 03-09-2003 | 1.42 | 8.62 | 7.89 | 6.86 | 7.15 | 8.2 | 6.91 |
| BNP Paribas Flexi Debt Fund Monthly Option | 09-08-2004 | 1.65 | 8.51 | 7.27 | 5.99 | 5.9 | - | 8.43 |
| HDFC Dynamic Debt Fund - Growth Option | 28-04-1997 | 1.86 | 8.48 | 7.21 | 5.39 | 6.62 | 7.71 | 8.41 |
| PGIM India Dynamic Bond Fund - Growth Option | 12-01-2012 | 1.8 | 8.4 | 9.71 | 8.81 | 8.87 | - | 8.48 |
| HSBC Flexi Debt Fund-Growth | 05-10-2007 | 1.73 | 8.38 | 9.32 | 7.83 | 7.29 | 8.03 | 8.14 |
| HSBC Flexi Debt Fund-Reg.Growth | 05-10-2007 | 1.74 | 8.12 | 9.05 | 7.57 | 7.02 | 7.74 | 7.83 |
| UTI Dynamic Bond Fund - Regular Plan - Growth Option | 23-06-2010 | 1.59 | 7.51 | 1.94 | 2.26 | 4.93 | 7.31 | 7.29 |
| IIFL Dynamic Bond Fund - Regular Plan - Growth Option | 24-06-2013 | 1.07 | 7.41 | 7.57 | 6.83 | 7.09 | - | 7.02 |
| JM Dynamic Debt Fund - Regular Plan - Growth Option | 25-06-2003 | 0.66 | 6.99 | 6.49 | 6.8 | 7.24 | 7.82 | 6.88 |
| Indiabulls Dynamic Bond Fund - Regular Plan - Growth option | 30-11-2018 | 0.74 | 6.6 | 8.06 | - | - | - | 7.97 |
| Edelweiss Money Market Fund - Regular Plan - Growth Option | 27-06-2008 | 0.99 | 6.26 | 9.47 | 8.48 | 7.37 | 7.44 | 6.71 |
| Quant Dynamic Bond-Growth | 22-05-1998 | 0.21 | 4.67 | 5.36 | 4.89 | 5.29 | 7.84 | 8.56 |
| Franklin India Dynamic Accrual Fund-Growth | 05-03-1997 | 0.86 | 2.67 | 2.3 | 4.34 | 6.3 | 7.65 | 8.39 |